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Ultimate Car Insurance FAQ List

Do you have questions about car insurance or car insurance policies? See the list below to have all your questions answered!

Car Insurance General Questions

How do I get an auto quote?
What information will I need to get an auto quote?
Can I drive without auto insurance?
What if I bought another home and/or my vehicles will be in different places?
Should I add my spouse to my auto policy when I get married?
What are common myths about auto insurance?
What is a car insurance deductible?
What if I have more than four vehicles or four drivers in my household?
Is the receipt the same thing as proof of insurance?
When does my coverage start?
How do I switch car insurance to a new car?
How do I know if I chose the right car insurance coverage?
Can I insure a car that’s not in my name?
Does my car insurance policy cover other drivers?
How can I lower my car insurance premiums?
How much car insurance coverage should I have?
What is liability coverage and how much should I have?
Where do I find my proof of insurance card?
What happens if my vehicle is totaled?
Where should I take my vehicle for repair?
Does it make sense to constantly shop around for my auto insurance carrier?

Car Insurance Rental Car Questions

Does car insurance cover me when I’m using a rental car?
Can I get insurance for a rental car if I don’t own a car?
Does my insurance pay for a rental car?
How do I determine coverage for a rental car?

Car Insurance Quote Questions

Do I have to pay for an online quote?
Do I have to buy auto insurance from an auto company if I get a quote online?
What is the difference between sending my quote and purchasing with an agent?
Are the online rates the same as the rates from an agent?
Should I choose a higher or lower auto insurance deductible?
How do I contest a car insurance claim payout that isn’t enough?

Car Insurance New/Used Car Questions

Should I finance my car or pay cash?
Should I lease a vehicle?
What should I know before buying a used car?
Should I get collision coverage when I buy an older car?
Should I buy comprehensive coverage if I have an older car?

Car Insurance and Moving Questions

How do I update my address when I move?
What should I do for my car insurance when I move to a new state?
Will moving change my premium?
What if I’m moving, but only for a little while?
Will my discounts or accident forgiveness carry over?
Will I owe additional premium on my current policy period if I move?
Will my billing due date change if I move?
Will my policy number change?
What happens with my policy when I move states?

Car Insurance Payment Questions

What happens if I mail a payment on the due date?
How often do I need to pay for my car insurance coverage?
How does a company determine my car insurance rate?
How can I pay for my insurance if I decide to purchase it online today?
What are the pros and cons of having higher deductibles to lower monthly premiums?
What advantages are there to combining home, rental, car, property insurance needs under a single carrier?

Car Insurance Rate Questions

How can I get rates for other auto insurance companies?
How long does it take to get a car insurance quote?
Why did my rate change after I received a quote?
Can my car insurance rate increase during my policy term?
Can I make changes to my car insurance coverage before the renewal date?

Car Insurance Companies

Do all auto insurance companies offer the same coverages and discounts?
Are auto insurance companies regulated?
What is an SR-22? Why do I need an SR-22?
Will an SR-22 automatically come off the policy when I don’t need it anymore?
What is GAP Insurance?
Will I have to pay my deductible if I’m not at fault?

Car Insurance Changing or Canceling a Policy Questions

Can I cancel my auto insurance anytime?
How do I cancel my policy?
How quickly do policy changes go into effect?
Do I need to start a new policy to add a driver or vehicle?
How long do I have to add a new car to my insurance policy?
Can I make changes to my car insurance policy online?
Can I change car insurance companies before my renewal date?
Can I call anytime to make changes to my policy?
How do I add a lienholder to my car insurance policy?
How do I add a vehicle to my policy?
Is windshield repair covered under my auto policy?
I want to use my own repair shop. Can I use it instead of the insurance company directed option?